I wonder to what extent these blogs can be trusted, as “Affiliate links will occur on the blog. By using the affiliate links I will potentially get a commission.”
Seems like smart strategies on Mintos to follow in fact though:
He creates the ones with lower interest rate in order to solve his cash drag problem. And I can see his logic in the differing priorities.
But nowadays Mintos interest rates are steadily dropping yeah. He might have to lower all his settings by 2%.