Thank you for bringing up a very important point, @antoniomc27.
I'm going to make a guess and say that the majority of P2P investors are like me: I don't know a whole lot about the fine mechanics of P2P investing, but want to give it a go anyway, which is why it is largely an experiment for me.
Because of this, I rely on the insights of fellow investors who know a whole lot more than me (and are justifiably hawk-eyed about what's going on) to learn from, debate and grow as an investor, so I can make better decisions in this area.
And if this forum -- which is an amazing resource because it lets us interact directly with FS staff, who btw, are doing an awesome job with it-- doesn't help me do that, then why am I here?
Like everyone else here, I'd love to see more transparency, the encouragement of debate (respectfully, of course) and greater willingness to work towards solutions rather than feel like everyone is obliged to agree with FS/each other, or feel like they're walking on eggshells whenever something is questioned.