@kaeley-wn Only minor change as I have added Crowdestor from Estonia. A new platform with few loans. It was suggested as a complement to Envestio by a financial blogger. Envestio like many others have reduced interest rates, but still are competitive.
I am definitely decided to reduce my Sterling exposure as far as possible because of Brexit, but this is difficult as there are many bad property loans with Lendy and Moneything, not to speak of the defunct Collateral platform!
I attended the Deep Value Detector workshop. Though logical and inspiring, I found it very subjective to implement. It revolves around Net-Net Investing. Buy stocks where value of current and tangible assets are worth more than current stock value. https://www.investopedia.com/terms/n/net-net.asp
I stick to income investing via Dividend Machines. it’s basically my type of investment strategy.
You can check the course out here. https://deepvaluedetector.com
Thanks for sharing this analysis on gold. Gold will remain a safe haven for investors and the biggest opportunity for Gold traders.
Here's a resource where I have shared analysis on gold investing in 2019 -
Thanks everyone for your thoughts & poll responses! Do feel free to further suggest what we (CrowdFund Talks team) could work on to make this a more exciting and encouraging place to share our thoughts.
@sean-fs Old topic - but i think it's important to re-highlight. This creates a moral hazard problem - if it's a data protection issue, then perhaps you should build in a waiver at the onset. This waiver would require the borrower, in event of default, to consent to disclosing certain details about the borrower to prevent people from coming back (e.g. payment history and anonymised borrower id). Default should have consequences.
I have talked to the sales rep. Trident thrives on volatility. In benign environments, it just fares just average 5-7%. still a decent gain? But... The fees are 10.8% a year for a 10,000 portfolio. So I’m thinking a comfortable size should be big to make the fee less of a burden.
It's only a matter of time before the point / payment system for riders is rolled out.
@loresqq said in [Singapore] GoJek is finally here!:
i'm interested in gojek's current strategy. i heard from a driver for gojek that they are giving out $310 incentives every day for drivers who accumulate 20 points per day. 1 point for 1 ride, 1.5 points for 1 peak-hour ride.
however, gojek has restricted areas of operation. still can't take gojek in some western parts of Singapore. any thoughts on why they are doing this?
Perhaps to build anticipation and concurrently use that data set to make more data-driven decisions before rolling it out across the whole island?